• Organisation and accountability • Investment management • Expenditure review, analysis and management • Shareholder/key man insurances • Corporate/personal pensions • Tax efficient investment strategies • Business contingency planning • Retirement and income drawdown • Family planning – advice on wills • Special purpose vehicle • Family investment companies • Trust • Private Equity • Alternative

• Organisation and accountability • Investment management • Expenditure review, analysis and management • Specialist insurances • Liaising between professionals (single point of contact) • Property advice – mortgages, buy to let portfolios, overseas property • Image rights companies • Tax efficient investment strategies • Post-career planning • Retirement and income drawdown • Family planning – advice on wills, prenups • Special purpose vehicle • Family investment companies • Trust • Private equity • Alternative investments

• How much need you need to save • Estimating annual retirement expenses • Annuity vs Drawdown • UFPLS • Pension consolidation • Assessing sources of income (Social Security, pensions, annuities) • Withdrawal strategy from retirement accounts (ISA, National Savings, Shares, Cash) • Equity release • Planning for inflation and cost-of-living adjustments • Evaluating potential part-time income or consulting work • Adjusting asset allocation for lower risk • Diversification to protect against market volatility • Rebalancing portfolio periodically • Considering the impact of Required Minimum Distributions (RMDs) • Tax-efficient investing and withdrawal strategies • Estimating health care costs (long-term care) • Updating wills and trusts • Designating beneficiaries for retirement accounts and life insurance • Planning for potential estate taxes • Power of attorney and health care directives • Understanding the tax implications of retirement income sources • Strategies for minimising taxes • Planning for changes in tax laws • Charitable giving strategies to reduce tax burden • Determining retirement goals and aspirations (travel, hobbies, relocation) • Budgeting for discretionary spending • Planning for potential changes in lifestyle or unexpected expenses • Reviewing and updating insurance coverage (life, health, property) • Planning for unexpected events (market downturns, health issues) • Evaluating the need for an emergency fund in retirement • Deciding when to begin State Pension benefits • Evaluating the impact of spousal benefits and survivor benefits • Coordinating Social Security with other retirement income • Understanding pension options • Assessing and planning to pay off existing debt • Avoiding new debt in retirement • Considering refinancing options for lower interest rates • Staying informed on changes in retirement laws and regulations • Understanding the impact of changes in the government budget • Planning for charitable donations and bequests • Considering donor-advised funds or charitable trusts • Communicating legacy plans with heirs and beneficiaries